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SBA 504 Loan Interest Rates
October 2024
25-Year Fixed Rate Standard:
6.076%
25-Year Fixed Rate Refinance:
6.105%
20-Year Fixed Rate Standard:
6.146%
20-Year Fixed Rate Refinance:
6.176%
10-Year Estimated Fixed Rate Standard:
5.865%
10-Year Estimated Fixed Rate Refinance:
5.901%
Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.
The $40 million Rebuild Florida Business Loan Fund has been fully deployed. The Fund was designed to provide existing and new Florida small businesses with easy access to available and affordable working capital at reasonable interest rates and terms to help them grow and expand. The fund is now a revolving loan fund with liquidity only available as loans are repaid. Please be aware that the success of the full deployment necessarily limits the ability to fund new loan applications. Interested parties apply with that knowledge and understanding.
The interest rate is derived from the Prime Rate as listed in the Wall Street Journal. Contact us for current rates.
The Rebuild Florida Business Loan Fund is a partnership between the U.S. Economic Development Administration (EDA) and FloridaCommerce (formerly the Florida Department of Economic Opportunity), which serves as the overall administrator of the program. Florida First Capital serves as the state of Florida appointed fiscal administrator of the program.
A total of $50 million in state and federal funds was available:
NOTE: The Rebuild Florida Business Loan Fund is available only in Florida.
Go to the following link on the DEO's website to create a secure log-in account and complete an application.
For questions or more information, contact us toll-free at 800.504.LOAN or by email at RebuildFlorida@blahblahstudio.com.
Purchase, construct, expand or renovate owner-occupied commercial real estate at up to 90% financing.
Acquire and install long-life fixed machinery and equipment at up to 90% financing.
Refinance commercial mortgage and other business debt up to 90% with or without a cash-out option.
Go green with your project and qualify for additional financing at up to 90%.
Interim phase second mortgage "bridge" financing for our 504 commercial lending partners.
A resiliency working capital loan fund to help Florida’s small businesses and its economy to grow and prosper.
Low cost loans to support industrial recycling throughout the state of Florida.
Connect with Network members to unlock vital capital resources to help meet your specific business financing needs.