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SBA 504 Loan Interest Rates
October 2024
25-Year Fixed Rate Standard:
6.076%
25-Year Fixed Rate Refinance:
6.105%
20-Year Fixed Rate Standard:
6.146%
20-Year Fixed Rate Refinance:
6.176%
10-Year Estimated Fixed Rate Standard:
5.865%
10-Year Estimated Fixed Rate Refinance:
5.901%
Official monthly SBA 504 effective interest rate tables can be found at Eagle Compliance LLC. 25- and 20-year term loans fund every month; 10-year term loans fund every other month. Effective interest rates are inclusive of servicing fees, which are subject to credit risk of the applicant.
Imagine having a financing tool at your disposal that can help you close more commercial real estate deals and earn more commissions quickly and easily. The SBA 504 Loan Program offered through First Capital Finance/Florida First Capital is just such a tool.
The 504 Loan Program is designed specifically for small business owners desiring to grow and expand through the purchase of commercial real estate. The program’s low down payments (10% in most cases) and affordable terms can make real estate ownership a reality for small business owners, allowing you to get your clients into their own buildings faster.
First Capital Finance/Florida First Capital can help you lower the barriers to commercial real estate ownership. If your client is expanding, opening additional locations or building a new facility, we can help.
Purchase, construct, expand or renovate owner-occupied commercial real estate at up to 90% financing.
Acquire and install long-life fixed machinery and equipment at up to 90% financing.
Refinance commercial mortgage and other business debt up to 90% with or without a cash-out option.
Go green with your project and qualify for additional financing at up to 90%.
Interim phase second mortgage "bridge" financing for our 504 commercial lending partners.
A resiliency working capital loan fund to help Florida’s small businesses and its economy to grow and prosper.
Low cost loans to support industrial recycling throughout the state of Florida.
Connect with Network members to unlock vital capital resources to help meet your specific business financing needs.